Which insurer for a 2026 Byd Sealion 7 Premium?

[SebastianBailey_QLD]

Just bought a 2026 Byd Sealion 7 Premium. Which is the lesser evil out of the four more affordable companies pictured above? Second image shows Ozicare, the other two are then significantly more expensive.

The aforementioned four have lots of negative reviews online, especially Budgetdirect, of which quite a few reviews are on this sub. Oceania is a little less known. After these choices from iSelect, the next cheapest pictured is over 3k.

I know iSelect doesn't have a lot of companies included in the search. I requested a quote from Aami, which was $2200+.

Are any of the above four doable in your experience? Or do you think worth going direct to some other companies and paying a bit more for peace of mind?

Thanks

[duncan.roberts]

Going by price alone is not a smart choice. I'd also be inclined to stick to one of the more known brands.
Some of these other ones as someone has mentioned, like to get you in cheap for the first year and then hike prices on the next term. That or decline you off after your first claim or some other reason.
Also read the PDS's.
Many insurers have been pinging EV's with higher rates than ICE cars due to claims costs and concerns with damaged batteries (they tend to write the cars off more). Expect turbulence with EV insurance rates.

[KeithPhillips]

Definitely go with Woolworths! Amazing value

[callum.martin]

[DieselPurist]

Never used either but haven’t heard good things about budget direct either..i just know coles was a disgrace because i was living with the person who used them and saw the constant fight with them.. definitely made me never want to so much as look their direction

[Ethan_Henderson]

Coles are effectively the same as Budget Direct FYI. The actual insurance is provided by the same company.