<![CDATA[Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes)]]>Sharing our renewal quotes to help new buyers avoid the "lazy tax" from insurers who haven't updated their EV tables:

Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes)

On-Road Impressions, Efficiency & Setup Details

  • Australia (NSW/VIC/QLD, Rating 1, $1,000 excess):
    • NRMA / RACV / Allianz / Budget Direct / Enthusiast: Ranging from $1,180 to $1,590 AUD/year (whereas a couple of outlier insurers quoted $2,600+!).
  • UK (Comprehensive, NCD 5+ years):
    • Admiral / LV= / Octopus EV / Aviva: £580 to £840/year once you enter the official Thatcham security code.
]]>https://bydownersclub.com/topic/298/comprehensive-insurance-comparison-for-byd-seal-atto-3-dolphin-au-uk-owner-quotesRSS for NodeThu, 05 Nov 2026 05:44:30 GMTTue, 19 Mar 2024 13:32:30 GMT60<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Thu, 21 Mar 2024 12:26:01 GMT]]>Interesting point about the charging curve. I found that plugging in around 15–18% SOC gives the fastest sustained peak kW before the BMS gently tapers above 80%.

]]>https://bydownersclub.com/post/2335https://bydownersclub.com/post/2335Thu, 21 Mar 2024 12:26:01 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Thu, 21 Mar 2024 00:26:50 GMT]]>Subscribed to this thread. Has anyone here compared this behaviour before and after the latest DiLink OTA firmware update? Mine felt noticeably smoother in low-speed traffic afterwards.

]]>https://bydownersclub.com/post/2334https://bydownersclub.com/post/2334Thu, 21 Mar 2024 00:26:50 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Wed, 20 Mar 2024 15:18:06 GMT]]>Appreciate the honest perspective! Every EV and PHEV platform has trade-offs, and seeing real long-term feedback like this is why independent owner forums are way more useful than brochure numbers.

]]>https://bydownersclub.com/post/2333https://bydownersclub.com/post/2333Wed, 20 Mar 2024 15:18:06 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Wed, 20 Mar 2024 02:40:20 GMT]]>Thanks for sharing the real-world numbers! Dealers rarely explain this clearly during handover, so having verified owner telemetry on the forum saves everyone a lot of guesswork.

]]>https://bydownersclub.com/post/2332https://bydownersclub.com/post/2332Wed, 20 Mar 2024 02:40:20 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Tue, 19 Mar 2024 20:56:30 GMT]]>@sophier90 Always add "Choice of Authorised BYD Repairer" and Windscreen/Glass cover (since the windscreen has the ADAS camera calibration mount).

]]>https://bydownersclub.com/post/1525https://bydownersclub.com/post/1525Tue, 19 Mar 2024 20:56:30 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Tue, 19 Mar 2024 18:35:30 GMT]]>@OliviaA_UK In the UK, Admiral MultiCar and LV= were nearly half the price of comparison site defaults for our Atto 3 Design.

]]>https://bydownersclub.com/post/1524https://bydownersclub.com/post/1524Tue, 19 Mar 2024 18:35:30 GMT<![CDATA[Reply to Comprehensive Insurance Comparison for BYD Seal, Atto 3 & Dolphin (AU & UK Owner Quotes) on Tue, 19 Mar 2024 14:36:30 GMT]]>Shopping around saved me $940 AUD this week on my Seal Performance—Allianz came in at $1,340 comprehensive with free windscreen cover while my old insurer wanted $2,280!

]]>https://bydownersclub.com/post/1523https://bydownersclub.com/post/1523Tue, 19 Mar 2024 14:36:30 GMT